Financial independence the thrifty way

Welcome to The Thrifty Choice where we dig into topics like investing, early retirement and being financially independent.

I'm Thrifty-B and together with my wife Thrifty-Wife and new born son Thrifty-Junior we plan on being financially independent within 10 years.

Being financialy independent means not being a slave to our salaries, owning our time and being free to pursue any job, passion or hobby that brings us fulfillment regardless of money.

I hope you follow our journey and find value in the articles, calculators and tips posted along the way.

The Thrifty Choice
  • Eliminate debt.
  • Lower transactions by being thrifty.
  • Invest at least 50% of all income.
  • Reach financial independence and retirement within 10 years.

The monthly thrifty roundup highlights some of the most interesting and informative articles published over the last month within the financial independence and investing communities.

What if we were to start investing right as the stock market starts to crash and enter a bear market?

In this post we run the numbers to find out exactly how our investments would perform if we were unlucky enough to start at the worst possible time.

The monthly thrifty roundup highlights some of the most interesting and informative articles published over the last month within the financial independence and investing communities.

Is it better to invest a larger amount of money into the stock market in one go or to split it into smaller investments over a period of time.

This post runs the numbers over 26 years worth of stock market activity to determine the optimal investment strategy between lump sum and dollar cost averaging.